The other 2% of customer funds, held online, are covered in the event of a breach of Coinbase's online storage. Also, Coinbase holds all customer fiat currency in custodial bank accounts, on behalf of customers. So, if you have fiat currency in Coinbase, in a USD wallet, it is covered by FDIC insurance up to $250,000 (just like a "regular" bank). This protects customer assets (so long as they have been converted to fiat currency) even in the event of Coinbase becoming insolvent.

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If you want to trade in digital currencies, you are going to need a platform on which to trade them, and an intermediary to communicate with the network. Coinbase is a global digital asset exchange company (GDAX), providing a venue to buy and sell digital currencies, as well as send information about those transactions out to the blockchain network to verify those transactions. Coinbase serves as a wallet, too, where the digital currencies can be stored. The application operates exchanges of Bitcoin, Ethereum, Bitcoin Cash, and Litecoin, as well as other digital assets with fiat currencies in 32 countries, and Bitcoin transactions in many more countries. According to its website, Coinbase has served over 10 million customers and facilitated the exchange of more than $50 billion worth of digital currency.

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On 15 July 2008, Fife-Yeomans reported further, via Australian News Limited, that "While Ledger left everything to his parents and three sisters, it is understood they have legal advice that under Western Australia law, Matilda Rose is entitled to the lion's share" of his estate; its executors, Kim Ledger's former business colleague Robert John Collins and Geraldton accountant William Mark Dyson, "have applied for probate in the West Australian Supreme Court in Perth, advertising for 'creditors and other persons' having claims on the estate to lodge them by 11 August 2008 ... to ensure all debts are paid before the estate is distributed...."[114] According to this report by Fife-Yeomans, earlier reports citing Ledger's uncles,[105] and subsequent reports citing Ledger's father, which do not include his actual posthumous earnings, "his entire fortune, mostly held in Australian trusts, is likely to be worth up to $20 million."[114][115][116]
After a flurry of further media speculation, on 6 August 2008, the US Attorney's Office in Manhattan closed its investigation into Ledger's death without filing any charges and rendering moot its subpoena of Olsen.[99][100] With the clearing of the two doctors and Olsen, and the closing of the investigation because the prosecutors in the Manhattan US Attorney's Office "don't believe there's a viable target," it is still not known how Ledger obtained the oxycodone and hydrocodone in the lethal drug combination that killed him.[100][101]

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Ripple (XRP) is an independent digital asset that is native to the Ripple Consensus Ledger. With proven governance and the fastest transaction confirmation of its kind, XRP is said to be the most efficient settlement option for financial institutions and liquidity providers seeking global reach, accessibility and fast settlement finality for interbank flows.

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The next day, at 10:50 am Australian time, Ledger's parents and sister appeared outside his mother's house in Applecross, a riverside suburb of Perth, and read a short statement to the media expressing their grief and desire for privacy.[120] Within the next few days, memorial tributes were communicated by family members; the Prime Minister of Australia, Kevin Rudd; the Deputy Premier of Western Australia, Eric Ripper; Warner Bros. (distributor of The Dark Knight) and thousands of Ledger's fans around the world.[121][122][123][124]

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Coinbase had announced in late September that it is looking to quickly add new cryptocurrencies that meet its standards and meet local law compliance. The exchange recently started supporting Ethereum Classic, and now there’s talk that it could list Ripple as well. The exchange has justannounced that Coinbase Custody, its branch providing custodian service for institutional investors, is now adding support for Ripple (XRP).

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In 2018 Coinbase launched their independant mobile wallet for iOS and Android. The wallet stores the private keys on the user’s device and only they have access to the funds. This brings Coinbase full circle as it started out as a wallet, transitioned to an exchange only (claiming that they are not a wallet) and now they are offering wallet services again.
However, Coinbase doesn’t list XRP on its exchange yet, and the addition of the cryptocurrency to custody services doesn’t guarantee that it will be offered on the exchange. But then, because Coinbase Custody is now supporting XRP, user confidence in the cryptocurrency should increase. Additionally, institutional investing in XRP will also bring more liquidity and push up volumes of the cryptocurrency, so Coinbase listing this digital asset on its exchange shouldn’t be ruled out completely.

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The platform stores 98% of customers funds offline to ensure the security of the cryptocurrency assets you purchase and store within Coinbase. On their website, Coinbase assures customers that "sensitive data that would normally reside on our servers is disconnected entirely from the internet." Data is then encrypted, and transferred to USB drives and paper backups, and distributed in safe deposit boxes vaults all over the world. 

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Essentially, if you are interested in trading in digital currencies but don't want to get bogged down in the underlying technology, products like Coinbase are a way to begin a foray into a new form of currency speculation and investing. You do, however, lose some of the advantages of trading in a cryptocurrency and through the blockchain. On Coinbase, you have no pseudo anonymity—your name is attached to your Coinbase account and so is your bank account, so transaction history is relatively easy to track down. And if you're not working on the blockchain, there's not much you can do to ensure that the verification of your transaction history or your account is taking place on the blockchain. You are, instead, placing trust in the intermediary, in this case, Coinbase.

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^ "A Place To Be: Reflections Of Nick Drake". A Place To Be. Archived from the original on 18 February 2009. Retrieved 18 March 2008. A Place To Be: a collection, a celebration, in film, photography, painting, drawing and prose, of the impact the music of Nick Drake has had on other artists ("Introductory film" includes excerpts of the music video, Black Eyed Dog, by Heath Ledger, among others.)

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